Tools for Business

Workers compensation

Workers compensation insurance is required for all Colorado employers. Premiums are based on the job each employee performs and their total wages. Each year you must submit a payroll report to your workers compensation provider to verify the premiums paid.

All construction workers, including independent contractors, must be covered by workers compensation insurance.

Business owners may elect not to cover themselves, using form WC43 provided by the state.

Click here for information for new businesses.

There are many workers compensation providers in Colorado. Pinnacol Assurance is the largest. To obtain insurance, contact your local insurance agent.